PayPal and Venmo must be invested in providing nondiscriminatory financial services to all users. Users should have the opportunity to appeal the decision in a timely and efficient manner. If they decide to close an individual or business account they must provide meaningful notice about the particular Terms of Services provision that was violated. In order to show a commitment to human rights, civil liberties, and sound technology policy, it’s imperative that PayPal and Venmo provide transparency to their users. The censorship of sex workers is just one piece of the puzzle the power wielded by PayPal has wide-reaching implications. They’ve also come under fire for stalling efforts to provide bail support to Black Lives Matter protestors. They have frozen the account of News Media Canada for a payment to submit an article about Syrian refugees for an award, and terminated service to a user for using an open-source software that enables anonymous communication. In addition to blocking the accounts of sex workers, PayPal routinely targets users for speech protected by the First Amendment. Platforms such as Redbook that allow sex workers to advertise online and share tips on dangerous clients, were taken offline, forcing many trans women of color back onto the streets with no recourse against malicious actors. The passage of SESTA/FOSTA in 2018, a bill intended to stop the internet from being used for sex trafficking, caused online platforms to ban harm reduction and anti-violence tactics that keep sex workers safe. Sex workers are no strangers to tech-based discrimination. This targeted freezing of accounts, without warning or due process, is extremely harmful to workers relying on that income, and ends up pushing sex work deeper into the shadows and enabling more abuse that goes unaccounted for. Public platforms like PayPal and Venmo, who should offer their services to all users without discrimination, will randomly and with little warning shut down the accounts of sex workers. Not as many people are aware that the criminalization of sex work makes sex workers more vulnerable to financial censorship and lack of accountability by tech platforms. Sex workers also fall prey to sexual abuse and extortion from police officers. Clients may take advantage of sex workers’ inability to call authorities for help, and are more likely to commit abuses and face no consequences because they know that sex workers coming forward could mean arrest. Many people are already aware that when sex work is criminalized, sex workers are more vulnerable to abuse. Policies that criminalize and stigmatize sex work and ban sex workers’ access to services disproportionately harm Black, Brown, and trans communities. The ACLU has joined 22 other civil rights groups in demanding a stop to PayPal and Venmo’s practices that harm vulnerable communities by shutting people out without due process. In spite of this, platforms like PayPal and Venmo continue to boot sex workers and other users off their platforms with little due process. Using financial intermediaries such as PayPal and its subsidiary Venmo can make or break one’s ability to work or survive in our increasingly virtual society. In September, Block - the Jack Dorsey-led company behind Square and Cash App - announced that it now supports Apple’s Tap to Pay for iPhone feature for merchants, months after Apple reportedly rolled out the technology in its stores in the U.S.Everyone should have access to financial services. “As more and more consumers are tapping to pay with digital wallets and credit cards, Tap to Pay on iPhone will provide businesses with a secure, private, and easy way to accept contactless payments and unlock new checkout experiences using the power, security, and convenience of iPhone,” Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet said in a statement at the time. payments giant Stripe as a launch partner, Apple’s Tap to Pay on iPhone technology enables merchants to use their iPhone to accept Apple Pay, contactless credit and debit cards, and other digital wallets through a simple tap to their iPhone without the need for an additional hardware or payment terminal. Read also: Apple finally hikes Apple Music charges for users in Nigeria. customers will be able to add PayPal and Venmo network branded credit and debit cards to Apple Wallet and use them anywhere Apple Pay is accepted, according to the company. In a related development, from next year, U.S.
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